Why Identity Theft Protection Services?

Identity thieves are using your information for new phone and credit card accounts, online transactions, medical fraud or to get a job with your Social Security Number. Your compromised identity may also be used for others’ utility services, house payments, loan applications, fraudulent tax returns or government benefits.

Professional protection and assistance have become important tools in fighting the identity theft epidemic. The average identity theft victim will spend hundreds of dollars and hours trying to repair damages to their name and credit history. Other dramatic costs can include denial for loans, loss of employment or criminal crimes for a crime the thieves committed.

Unfortunately, most consumers don’t find out about identity theft until it’s too late. They may recognize an inconsistency in their credit reports, or be concerned about a bill that comes for a service or product they never purchased. The best way to detect identity theft early is to monitor your accounts and statements on a regular basis. Average consumers will forget to check their credit history or not monitor their identifying information. Fortunately, identity theft protection services do most of the work for you, and will provide additional recovery and resolution services as needed. But finding the right identity theft protection service for you and your family can be difficult.

On this site, you’ll find articles about identity theft protection and comprehensive reviews of various protection services, helping you make the best decisions on which service will do the best job at protecting your identity. At TopTenREVIEWS We Do the Research So You Don't Have To.™

What to Look for in Identity Theft Protection Services

Ideal identity theft protection services offer the best security for a reasonable price. Having your service provider come from a company you trust is important. They should provide secure protection to customers using the best technology in protection and fraud monitoring. Convenient and useful customer service is a must for quick application, set-up and assistance with remedying any problems.

Below are the criteria TopTenREVIEWS used to evaluate identity theft protection services:

Reputation
Some identity theft protection services have more experience than others, and you have to be able to trust the company that will be protecting your identity.

Security
Identity theft protection services should include certain features to ensure that your information is safe, such as placing fraud alerts, fraud monitoring, the ability to place a credit freeze, and more.

Recovery Assistance
While you hope you never have to use them, a good identity theft protection service has the proper tools and contacts and will work with you to recover stolen information and help you file the necessary reports, notify creditors, and dispute any unauthorized transaction.

Additional Features
Most identity theft protection services will include extra features to help you avoid identity fraud, such as removing your name from mailing lists. Some protection services offer specialized plans tailored to protecting the identity of your whole family.
 
Help/Support
An identity protection service is only as good as its customer support. The service should have helpful support that can be reached whenever you have a problem and promptly respond.

Information Protected
Not all identity protection services are created equal, and some protect more information than others. While most will keep your basic information confidential, some offer services to protect other documents and data.

Identity theft protection services take your good name and put it under lock and key. Regardless of how vulnerable you think you are, you should look into getting some additional protection and insurance before the unthinkable occurs - your identity compromised. Find the service that best suits your identity protection needs right here. 

 

 
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Keep Your Identity Yours

Losing your identity to someone else is an unnerving experience far too many of us are going through these days. Use identity theft protection services and keep criminals away from sending you into financial ruin.

Rank #1#2#3#4#5#6#7#8#9
Excellent score   Excellent
Very good score   Very Good
Good score   Good
Fair score   Fair
Poor score   Poor
LifeLock Identity Guard TrustedID IdentityTruth Debix ID Watchdog Equifax ID Patrol Intelius IDWatch IDarmor
LifeLock Identity Guard TrustedID IdentityTruth Debix ID Watchdog Equifax ID Patrol Intelius IDWatch IDarmor
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Price Buy LifeLock
$9.00 /mo.
Buy Identity Guard
$14.99 /mo.
Buy TrustedID
$10.00 /mo.
Buy IdentityTruth
$29.97 /3 mo.
Buy Debix
$9.95 / yr.
Buy ID Watchdog
$19.95 /mo.
Buy Equifax ID Patrol
$14.95 /mo.
Buy Intelius IDWatch
$19.95 /mo.
Buy IDarmor
$8.00 /mo.
 
Overall Rating Very Good Very Good Very Good Very Good Very Good Very Good Very Good Very Good Good
Ratings
Reputation Excellent Excellent Very Good Very Good Very Good Excellent Very Good Excellent Fair
Security Very Good Very Good Excellent Very Good Very Good Good Excellent Very Good Good
Recovery Assistance Excellent Excellent Very Good Very Good Very Good Excellent Good Good Good
Additional Features Very Good Good Very Good Very Good Very Good Good Good Good Very Good
Help/Support Very Good Very Good Excellent Very Good Very Good Very Good Excellent Good Good
Information Protected Excellent Very Good Very Good Very Good Very Good Very Good Good Excellent Very Good
View Specifications Go! Go! Go! Go! Go! Go! Go! Go! Go!
View Screenshots View LifeLock screenshots View Identity Guard screenshots View TrustedID screenshots View IdentityTruth screenshots View Debix screenshots View ID Watchdog screenshots View Equifax ID Patrol screenshots View Intelius IDWatch screenshots View IDarmor screenshots
Reputation
Better Business Bureau Approved Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   
Years of Operation 4 10 4 2 2 3 109 5 2
Security
Fraud Alerts Check Mark   Check Mark Check Mark Check Mark   Check Mark Check Mark Check Mark
Fraud Monitoring Check Mark Check Mark Check Mark Check Mark   Check Mark Check Mark Check Mark Check Mark
Credit Freeze    Check Mark       
Concealed Phone #      Check Mark     Check Mark
PIN # & Voice Verification      Check Mark   Check Mark   
Recovery Assistance
Resolution Services Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Stolen Wallet Assistance Check Mark Check Mark   Check Mark      
Service Guarantee $1 Million   $1 Million $2 Million $1 Million 100%    $1 Million
Insurance   $1 Million   AIG $25,000.00   $20,000.00 $25,000.00  
Additional Features
Credit History Reports Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark Check Mark Check Mark
Mail List Removal Check Mark   Check Mark Check Mark Check Mark   Check Mark   Check Mark
Do Not Call Registry      Check Mark     
Family Coverage Check Mark   Check Mark Check Mark   Check Mark    Check Mark
Credit Monitoring Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Help/Support
Phone Support Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Phone Hours 24/7 M-F 8-11 ET, S 9-6 7days 9-9 ET M-F 8-8 ET M-F 7-7 CT M-F 8-6 MST 24/7 M-F 6:30-4:30 PST  
E-Mail Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark Check Mark
FAQs Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Newsletter or Blog Check Mark   Check Mark Check Mark   Check Mark   Check Mark  
Information Protected
Full Name Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Social Security # Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Telephone # Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark Check Mark
Credit Card #s Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark Check Mark Check Mark
Street Address Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
E-Mail Address Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark
Vehicle Registration Plate # Check Mark      Check Mark    
Driver's License # Check Mark      Check Mark    
Bank Account Information Check Mark    Check Mark     Check Mark  
Loan/Lease Information Check Mark Check Mark   Check Mark   Check Mark   Check Mark  
Public Records Check Mark Check Mark   Check Mark     Check Mark  
Insurance Records Check Mark        Check Mark  
Criminal Records Check Mark      Check Mark    
 
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Price Buy LifeLock
$9.00 /mo.
Buy Identity Guard
$14.99 /mo.
Buy TrustedID
$10.00 /mo.
Buy IdentityTruth
$29.97 /3 mo.
Buy Debix
$9.95 / yr.
Buy ID Watchdog
$19.95 /mo.
Buy Equifax ID Patrol
$14.95 /mo.
Buy Intelius IDWatch
$19.95 /mo.
Buy IDarmor
$8.00 /mo.
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