Identity theft is an issue that we hear stories about, but we may not act on prevention because it hasn't hit home yet. If you don't stay on top of your personal information, there's a chance that you may become a victim. The impact could be as minimal as someone ordering a pizza using your credit card information. You might not even notice the loss if you're not paying attention. In extreme cases, people have found their credit entirely destroyed and thousands of dollars of debt racked up in their names.
The general rule of thumb, when it comes to protecting your identity, is to stay on top of your financial records and to be aware of any transactions. For the people who feel that it's better to be safe than sorry, there are identity theft protection services to monitor your information, alert you about fraud and provide restitution assistance. ID theft protection services don't only monitor your financial information; they also keep track of your medical information, Social Security number, address, criminal record and more.
Identity protection should be more than just monitoring data. To find a service that will do the best job, you want identity theft protection that adapts to the new strategies criminals use to steal your identity. The best services for fighting identity fraud are LifeLock Ultimate, Identity Force and Identity Guard. For more information about this subject, you can read our articles on ID theft protection.
It's essential that you use a trusted service for your ID theft protection. The company should have security features that protect your data. It should also have convenient, helpful customer service for quick setup and assistance if you need it. Below are the criteria TopTenREVIEWS used to evaluate identity fraud protection services.
Identity protection services should include certain features to ensure that your information is safe. This can include placing fraud alerts, fraud monitoring, the ability to place a credit freeze and more.
Although it's best to never need recovery assistance, it's essential that you find a service that provides concrete and well-practiced procedures to help minimize damage in the event that someone steals your identity. The company should be able to provide you with the specific steps it takes to freeze your credit cards, alert your banking institutions, notify credit bureaus and so forth. It should also have a policy on how it helps you dispute unauthorized transactions and notify creditors.
Help & Support
An identity protection service is only as good as its customer support. The service should have prompt and helpful support that you can reach at any time.
Not all identity protection services are created equal, and some protect more information than others do. While most companies will keep your basic information confidential, some offer additional services to protect other documents and data.
Most identity protection services include extra features to help you prevent ID theft, such as removing your name from mailing lists. Some protection services offer specialized plans to help you keep your entire family safe from identity theft.
Identity theft protection services take your good name and put it under lock and key. Instead of worrying and working to keep yourself safe, you can use a reliable, friendly service to do it for you. Find the identity protection service that best suits your needs right here.
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