ID Armor puts fraud alerts on all three of your credit bureau reports. A fraud alert notifies credit issuers that you are concerned about identity theft and that they should confirm any requests for credit by contacting you via the phone numbers listed on the alert. This ensures there are no surprises and helps reduce the likelihood of identity theft.
Prescreened credit offers are another source of identity theft. The credit bureaus sell your information to companies wishing to extend credit to you. ID Armor removes you from prescreened credit lists which reduces the possibility of this information getting into the wrong hands.
You are entitled to three free credit reports per year, one from each credit bureau. As part of your ID Armor subscription we will order your three credit reports annually. Your credit reports will be mailed directly to your home address.

Ask & Answer