Identity Guard Total Protection is an identity theft protection service that works to keep your name and personal information safe from identity theft. It comes with lost wallet protection and a $1 million insurance policy against fraud and loss. Identity Guard also offers a security suite you can install on your computer and mobile devices. For these reasons and more, Identity Guard is our TopTenREVIEWS Bronze Award winner.
This identity theft protection service has excellent monitoring capabilities. It monitors your credit score with all three credit bureaus. This fraud prevention service also watches known black market internet sites where your credit card data, social security number and bank account information could be sold or traded. Identity Guard also watches public databases for your information.
One thing this identity theft service lacks is the ability to provide fraud alerts. This is where the three credit bureaus place a notification on your credit report information. By doing this, it requires creditors to verify with you that they can extend credit. It also lessens the chances that someone will successfully steal your identity.
While this enhanced identity theft protection option focuses on protecting over resolving, Identity Guard Total Protection does offer some hefty theft recovery assistance if you should need it. Dedicated recovery assistants are ready to help you through the process of recovery. While this fraud prevention service doesn't offer the traditional $1 million guarantee on its service, it provides actual insurance to the tune of $1 million. Identity Guard Total Protection offers stolen wallet theft recovery assistance. This service freezes or cancels your credit card accounts and gives you access to up to $2,000 in emergency cash.
Identity Guard Total Protection is there for you when you need them, offering customer support and assistance online or by phone. Although they do not offer full 24-hour live availability, their live customer service phone lines are open longer than most, 15 hours each weekday and even nine hours on Saturdays.
Identity Guard Total Protection gives their customers unlimited access to customer service and credit education specialists, online credit education tools and fraud and credit education specialists. Their Identity Theft Assistance Center program (ITAC) guides victims through the necessary process to restore their credit profiles. It streamlines the recovery process and helps victims restore their identity through a number of different means.
Identity Guard Total Protection offers to protect all of your traditional identifying information, including your full name, phone number, social security number, address and credit card information. They will also help protect your identifying information found on loan and lease applications and public records.
Identity Guard Total Protection gives you a quarterly credit score based on data from Equifax, Experian and TransUnion. This is much nicer than the yearly report offered from other services, as you can monitor your credit score from all credit bureaus and do so more often. In addition to the 3-Bureau score, users can also take advantage of the Online Credit Analyzer and 3-Bureau credit report. All of this information is monitored every day to ensure nobody is making suspicious transactions using your credit. Identity Guard Total Protection users also benefit from the quarterly credit updates.
ID Vault is another feature that keeps your online transactions safe and secure. It signs you into your accounts automatically, keeping the information that would normally be entered into the login boxes from being exposed.
All of the Identity Guard plans come with a free internet security suite that you can install on your computer. It protects you from keylogging, which is a way hackers gather passwords and other sensitive data.
Identity Guard Total Protection is a first-class identity theft protection service, but could use some more additional features. It is still a good value for identity theft protection alone, not to mention that it is a tremendous value considering the additional internet security they provide for free for as long as you remain a subscribing member. A big selling point for identity theft protection service is their superior customer satisfaction and great company reputation. And while no company can guarantee your identity protection, with Identity Guard your identity is in the hands of a reputable company with a very successful track record. If you are looking for a full-featured identity theft protection solution with proven performance, Identity Guard Total Protection is a great option.
