PROS / This ID theft protection service monitors your information for all three credit bureaus.
CONS / This company can't freeze your credit for you if it finds someone is stealing your identity.
VERDICT / Although this service may not have as many features as some of the others we reviewed, it will still do an adequate job of monitoring your credit report and public records.
Intelius offers an identity theft protection service called Identity Protect. This fraud prevention service monitors the web and public records to identify ID theft and suspicious behavior. If there's a suspected fraud, Identity Protect sends you an email notification. In the event that you are the victim of fraud, this ID theft protection service provides $1 million of insurance coverage.
With an Identity Protect membership, you receive an instant credit report and score. In addition to this, you can see who has been viewing your credit report. Intelius monitors your personal information from each of the three credit bureaus.
In addition to monitoring your credit information, Intelius Identity Protect also monitors changes to your public records. You can set alerts and receive notifications regarding your name, social security number, address, phone number, credit card numbers, loan information and public records. Intelius prides itself in how thorough it is in gathering public information. It examines 20 billion records annually. These records pertain to all sorts of topics, such as deaths, births, commercial publications, marriages and divorces, and more. If anything looks suspicious, Intelius will immediately notify you via email.
Although this service monitors your credit information and public records, it doesn't monitor as many items as other ID theft protection services do, such as criminal records and sex offender lists. Additionally, Intelius can't freeze your credit to stop identity theft. It only alerts you of possible threats. You'll need to take action with your credit card company.
In addition to the financial data, this service monitors use of your medical insurance card number. This is a growing area of identity fraud, but not all identity theft protection agencies offer this feature.
If this identity protection falls short and your personal information is compromised, Intelius Identity Protect insures you for up to $1 million. It also provides you with an identity recovery kit and contact with representatives who will work around the clock to help you. You can send an email if you have questions about the service or look through the FAQs page on the Intelius website.
Intelius Identity Protect monitors your credit information, looks out for changes to your public records and guards against medical insurance fraud. This service also offers $1 million of insurance coverage, if needed. However, Intelius can't freeze your credit if it detects possible threats to your accounts. Nonetheless, it's a service worth considering, especially if you frequently use your medical insurance card.