LifeLock Ultimate provides a comprehensive list of monitoring and alert features to help you to protect your identity. Its five-point plan helps keep you safe by monitoring your personal information, scanning black market websites for the illegal buying or selling of your personal information, responding quickly to threats and tracking your credit score, all while providing a one million dollar guarantee‡ for its services. For these reasons and more, LifeLock Ultimate is our TopTenREVIEWS Gold Award winner.
LifeLock Ultimate sends you notifications whenever it detects that someone is using your personal information to apply for one of the many forms of credit, auto loans, mortgage loans, utilities, retail credit, wireless services and credit cards†. Once LifeLock Ultimate determines that the application in question is fraudulent, the remediation team will take action to identify possible fraud. If you become a victim of identity theft while you're a LifeLock Ultimate member, LifeLock will spend up to $1 million to hire trained experts to recover your identity under its total service guarantee‡. Additionally, it looks for situations where others might be using your personal information on other public documents.
Another feature that the Ultimate plan provides is address change verification. This feature browses address databases across the nation to find any new information associated with you. Upon finding a new address, the company will help you restore your accurate address information. LifeLock also has a children's service to address the problem of children having their identities stolen.
As far as recovery is concerned, the company has its $1 million total service guarantee, which entitles you to assistance in restoring your identity as a LifeLock Ultimate member‡. This service guarantee applies to residents of every state. LifeLock Ultimate will assign a recovery specialist to you and will spend up to $1 million to hire experts to restore your name and help you recover the direct losses from identity theft.
LifeLock identity theft protection customers can access their LifeLock member portal at anytime. Member service representatives are available around the clock to answer your questions when you have them. For general information, you can call or email customer service.
LifeLock Ultimate helps protect every piece of your personal information, which is what you should expect from the best identity theft protection company in the industry. We conducted several tests to determine how thorough it actually is. We determined that personal information is indeed secure when you use LifeLock Ultimate's services. It's good to know that LifeLock Ultimate has geared its services towards protecting a broad spectrum of personal data that might otherwise be exposed.
LifeLock monitors for the buying, selling or trading of your personal information on black market websites. You can minimize how many pre-approved credit offers you receive in the mail. This identity theft protection company puts in requests to have your name removed from pre-approved credit offer mailing lists. This also limits what dumpster divers might find in your garbage. If someone steals your wallet or you lose it, a specialist will step in to help you cancel your cards and replace the lost contents. Coverage includes: credit and debit cards, driver’s licenses, Social Security cards, insurance cards, checkbooks and travelers checks (pictures, cash and cash equivalents excluded).
With LifeLock Ultimate, you receive alerts and reports on payday loans, sex offenders, public records, aliases and court records. You can receive a list of the sex offenders in your zip code. You'll also receive notification if a sex offender tries to fraudulently use your address. The other options in the LifeLock Ultimate plan delve into public records to find postal addresses and alternate names associated with your identity. You can also obtain court records that match your name and date of birth from several different legal agencies to help you verify that criminals aren't using your name to commit crimes.
This identity theft protection plan offers monitoring and alerts to keep you as much ahead of potential threats as possible. LifeLock Ultimate will do an excellent job at safeguarding your personal information.
Disclaimer: This site is not owned or operated by LifeLock, Inc. and the contents of this site are either under the exclusive control of TopTenREVIEWS or other third parties not under the control of LifeLock, Inc. Any representations contained in this site are those exclusively of the site owner and not LifeLock, Inc. and LifeLock, Inc. is not responsible for the accuracy of any such representations. The site operator may receive compensation from sales made through this site. Copyright (c) 2013 TopTenREVIEWS. LifeLock, the Lockman Logo and "Relentlessly Protecting Your Identity" are trademarks or registered trademarks of LifeLock, Inc.
† Network does not cover all transactions and scope may vary.
‡The benefits under the Service Guarantee are provided under a Master Insurance Policy underwritten by State National Insurance Company. Under the Service Guarantee, LifeLock will spend up to $1 million to hire experts to help your recovery. As this is only a summary, please see the actual policy for applicable terms and restrictions at LifeLock.com.
LifeLock Ultimate will safeguard your bank account information, watch the black market for your data and more.
This identity theft protection service doesn't protect your insurance records or vehicle's license plate information.
The LifeLock Ultimate identity theft protection will do a good job of helping keep your personal information safe. It uses a five-point plan to monitor your personal information and respond to potential threats. Additionally, it has 24/7 member assistance.