LifeLock is the best identity theft protection service for a reason. As a firm that's dedicated exclusively to identity protection, they continue to add to their offerings to make sure they're keeping a good eye on your identity. Recently, they split their offerings into two different plans: LifeLock ($10 per month, $110 annually) and LifeLock Command Center ($15 per month, $165 annually). The new LifeLock Command Center plan provides enhances benefits you can get from their service for only $5 more every month. And, of course, they have the $1 million service guarantee that's become one of the many things they're known for. When you run into trouble, you can just give LifeLock limited power of attorney and they will act on your behalf.
If their ascent in four years since they opened their doors in 2006 is any indication of how they're going to operate in the future, you will have to take notice of what they're doing in the next several years. While others in their position might decide to sit back and enjoy the benefits of the reputation they've attained, LifeLock is tirelessly at work trying to keep the bad guys out there from getting their grubby hands on your identity and precious personal information. They don't sell their customer's data to 3rd party firms, so you know it's going to be in good hands.
The LifeLock Identity Alert System is wired to send you notifications whenever it detects that your personal information is being used to apply for many forms of credit and non-credit related payday loans, auto loans, mortgage loans, check orders/reorders, utilities, retail credit, wireless services and credit cards. Once they determine that the application in question is fraudulent, their remediation team will take action to help protect your good name. If you become a victim of identity theft as a LifeLock member, LifeLock will assist you with fixing the problem with their $1 million service guarantee.
With their new, stellar LifeLock Command Center offering, you can rest easy knowing your personal information is being monitored across unregulated global networks. No longer will you have to worry about accidental personal information disclosures from your personal computer or any computers that may store your personal information and participate in peer-to-peer file sharing. Their Command Center plan also has a specific payday loan alert and report system that will notify you of any payday loan activity with your Social Security number, date of birth and name.
Another feature that's covered with both plans is the TrueAddress service. This feature browses address databases across the nation to find any new information associated with you. Upon finding a new address, they will help you restore your accurate address information. LifeLock also has a children’s service to address the problem of children getting their identities stolen.
As far as recovery is concerned, they do have their $1 million total service guarantee, which entitles you to assistance in restoring your identity as a LifeLock member. LifeLock will assign a recovery specialist to you and will spend up to $1 million to hire lawyers, investigators, consultants and whatever else it takes to restore your name and help you recover the direct losses from the identity theft. In most cases, your name can be restored within 30 days.
LifeLock customers have access to their myLifeLock member portal at anytime. Member service representatives are available at any time, day or night, to answer your questions should you have them. Their call center is located in the United States, so you don't have to worry about encountering the problems people face when they deal with identity theft protection services that have outsourced their customer service.
LifeLock helps protect every piece of information you can imagine, which is what you should expect from an identity theft protection service that's the best in its industry. We did several tests to determine if there was any information that would be floating in the wind if you used LifeLock's service. These tests determined that none of the information we subjected to our tests was at any risk when we used LifeLock's services. It's good to know that LifeLock has geared their services towards protecting a broad spectrum of data that might otherwise be exposed.
Both of the LifeLock plans (LifeLock and LifeLock Command Center) have three additional features in common. First, you can help stop your personal information from being sold on the Internet with eRecon. Those annoying pre-approved credit offers you get in the mail all of the time are greatly reduced with LifeLock. They put in requests to have your name removed from pre-approved credit offer mailing lists. Putting a stop to this also puts a stop to anyone who wants to rummage through your email to steal personal information. When you lose your wallet or it gets stolen, a WalletLock specialist will step in and help you cancel and replace the lost contents of your wallet.
LifeLock Command Center goes above and beyond to throw a few extra features in the mix. They send you alerts and reports on payday loans, sex offenders, public records, aliases and court records. You can get a list of the sex offenders in your zip code and alerts if a sex offender tries to fraudulently use your address. The other options in the LifeLock Command Center plan delve into public records to find postal addresses and alternate names associated with your identity. You can also get court records that match your name and date of birth from several different legal agencies to help you verify that criminals aren't using your name to commit crimes.
When it comes to identity theft protection services, you're going to have a hard time finding an equal to LifeLock, let alone a service that has any chance in contending against this identity protection juggernaut. If you want your identity to be in good hands and safe from the prying eyes and hands of all the bad guys lurking out there in the electronic world, your search needs to stop when you find LifeLock.
Pros
This service will protect your bank account information, criminal record and you can contact them 24/7.
Cons
They are unable to protect your vehicle registration plate or your insurance records.
LifeLock provides the best identity theft protection for both you and your family.